Islamabad: Future Developments Holdings (Pvt) Ltd. (FDHL), the management behind Capital Smart City, has issued a Final Notice dated December 10, 2025, regarding outstanding dues. The management has set a strict deadline of December 31, 2025, for members to clear their liabilities, warning of severe consequences for defaulters while offering a final opportunity for discounts.
This notification serves as the last alert following previous notices issued in August, September, and October 2025. Despite prior financial relief packages—including extended payment terms and merging facilities—a significant number of members remain in payment default.
Sectors Requiring Immediate Action
The management has identified specific blocks where members must clear all outstanding dues immediately. These dues include the cost of the land, development charges, and prime location charges.
Affected Blocks:
- Overseas East
- Executive One
- Overseas Prime 1
- Lake View Commercial
- Overseas Central
- Harmony Block
Incentives and Consequences
To encourage members to regularize their accounts before the year ends, Capital Smart City is offering a Final 05% Discount on each installment paid before the deadline.
However, failure to clear dues by December 31, 2025, will result in strict penalties:
Cancellation of Location: The confirmed plot location will be immediately cancelled under the signed terms and conditions.
Relocation & Price Hike: The plot will be moved to a new block. This new allocation will be subject to new pricing (to be announced later) and a deferred possession timeline.
Important Directives for Investors
The notification outlines several critical policies that will take effect immediately or starting January 1, 2026:
Surcharge Waiver Ends: This is the last time the management is offering a discount and surcharge waiver for the blocks mentioned above.
Payment Modes: Payments must be made exclusively via Cash, Pay Order, or Online Deposit.
Strict Refund Policy: Members requesting refunds will face a 25% deduction.
Furthermore, refunds will only be processed after the successful resale and recovery of funds from a new buyer, a process estimated to take 2 years.
Surcharge Implementation (2026): From January 1, 2026, all waivers will end. Any payments made after this date will first be adjusted against accumulated surcharges before principal amounts.
Opportunity for Prompt Payers
Members in Overseas West, Overseas Prime 2, and Executive West who pay promptly will be prioritized for possession on the locations cancelled from defaulting members. Full policy details regarding this reallocation will be shared in mid-January 2026.
Smart Villas and Apartments
While the 5% discount is not applicable to Villa Apartments and Smart Villas, members in these categories are strongly advised to clear their outstanding dues before December 31, 2025, to avoid future surcharges.
Below is a copy of the official notice:
Conclusion
Capital Smart City has emphasized that this is the Final Chance for members to save their plot locations and avoid price escalations. Investors are urged to act immediately to secure their investments.
For assistance with payment submission or account status inquiries, please contact Manahil Estate immediately.
