
Habib Rafiq Private Limited has announced a new deal for turnkey residential villas on a 2-year easy installment plan in Capital Smart City Islamabad & Lahore Smart City. The offer comes with a highly attractive incentive to get possession on payment of 50% of the villa price, while the remaining installments can be paid while living in the villa.
If you have ever visited the existing smart villas located in both schemes, you will be excited to know that this new deal offers exactly the same villas in developed sectors whose structures are ready.
Important Note: The number of villas is very limited, so this is a limited-time opportunity that won’t last long.
Below is the official teaser video of this new launch:
These signature villas have been a hot investment option in both schemes as they offer turnkey housing solutions with high-quality finishes at a flexible payment plan. Additionally, these villas are mostly situated in the central locations of Overseas & Executive blocks of both schemes, therefore, they are not only considered as an attractive housing option but also a lucrative investment opportunity.
You can watch the existing developments and built-up smart villas in Capital Smart City below:
As visible in the video, a large number of homes are already built: many fully finished, and others with completed structures. Most of the ready villas have been handed over to their respective owners, and residents have already started moving in.
This new deal offers the same built-up villas in the same blocks with a highly attractive payment plan, along with the added benefit of receiving possession upon 50% payment.
Villa Options
The new offer comprises 3 villa sizes, each with 2 layout options:
- 5 Marla Villas
- 3 Bed
- 4 Bed
- 10 Marla Villas
- 4 Bed
- 5 Bed
- 1 Kanal Villas
- 5 Bed
- 6 Bed
We will be sharing the front elevation of each villa size with its respective floor plans for your understanding, but you can download the complete brochure below to see all features, designs & layout plan of villas.
5 Marla Villas

Floor Plans (3 Bed)
Below are the ground & first floor plans of 5 marla 3 bed villa:
10 Marla Villas

Floor Plans (4 Bed)
Below are the ground & first floor layout plans of 10 marla 4 bed villa:
1 Kanal Villas

Floor Plan (5 Bed)
Below are the ground & first floor layout plans of 1 kanal 5 bed villa:
Prices & Payment Plan
HRL offers a flexible 2-year payment plan for its residential villas, that too at discounted prices. While the official prices of these villas have been revised multiple times, the company (HRL + FDHL) has come up with a special payment plan which allows you to book your villa at 20% down payment, while remaining amount can be paid in 2 years through 8 equal quarterly installments.
Below is the official payment plan of Smart Villas (same rates apply to Capital Smart City & Lahore Smart City):

Important Notes:
- The payment plan & prices are subject to change without any notice.
- The payment plan is exclusive of Government Taxes.
- Note the Pay order titles for Lahore & Islamabad projects.
- Additional charges will be applicable in case of allotment of corner, park facing & boulevard category villas.
Special Note: The payment plan mentions some “Special Offer for Qatar”, but the current special rates & possession offer upon 50% payment applies to all buyers.
Booking Procedure
The procedure to avail this offer & reserve your villa in Capital Smart City or Lahore Smart City is pretty simple & straightforward. All you need to do is as follows:
- Contact us at 0345-5222253 or email at [email protected] to register your interest.
- An agent will be assigned to you who will provide you complete project information & facilitate in processing your application.
- Documents Include the following:
- Application Form
- Copy of CNIC/NICOP of Applicant
- Copy of CNIC/NICOP of Next of Kin
- Passport size photograph of Applicant
- Payment can be made by pay order or online to the official accounts of Capital Smart City or Lahore Smart City (subject to your choice of villa location).
- You will either provide the original pay orders along with your documents or the receipt of online payment/cash deposit.
- Our agent will validate your documents & submit your application for processing.
- Once submitted, you will receive a payment receipt of your down payment in your name.
- Your file will be ready for collection or dispatch after 3 to 4 weeks from submission.
Final Thoughts about Smart City Villas
Whether you choose Lahore Smart City or Capital Smart City, both schemes are duly approved by the government authorities, and both have shown remarkable development progress over the past couple of years. So, the choice of location mainly depends on your own preference of residence.
As for the offer itself, the payment plan is quite attractive, considering the flexibility of installments and the special option of getting possession at 50% payment. Although the discounted villa prices may seem slightly higher compared to current plot prices in these schemes, you still save yourself from the hassle of self-construction and get modern, robust construction from HRL by choosing this plan. Overall, the pros outweigh the cons, and as a genuine home-buyer, you should seriously consider this offer.














